Biomarker Testing Services Compared: What They Actually Test
Medically reviewed by Medical Advisory Board Last reviewed 2026-07-08
Function Health, Hone Health, Superpower, and other consumer biomarker platforms — what they measure and how to choose
A growing category of consumer biomarker-testing companies — Function Health, Hone Health, Superpower, Rhythm, and others — offer direct-to-consumer blood panels outside the traditional annual physical. Here's what these platforms actually test, how they differ from a standard doctor's panel, and what to weigh before choosing one.
This article is for informational purposes only and is not medical advice. This site does not receive compensation from the companies discussed below; nothing here is an endorsement or referral. Consult a physician for medical guidance.
A standard annual physical typically checks a fairly narrow panel — a basic or comprehensive metabolic panel, a lipid panel, maybe a CBC. A newer category of direct-to-consumer companies has built businesses around ordering a much broader panel of biomarkers than most primary-care visits cover, marketed toward people who want to proactively track markers like fasting insulin, hormone levels, and inflammation before symptoms appear rather than waiting for a doctor to flag a problem. This guide explains what that category actually offers, in general terms, without endorsing a specific vendor.
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Direct-to-consumer biomarker platforms typically combine three things: (1) a broad lab panel — often 50 to 100+ individual biomarkers covering metabolic, hormonal, inflammatory, cardiovascular, and nutrient markers in a single draw; (2) a consumer-facing app or dashboard that reports results against optimal (not just "normal") reference ranges; and (3) some form of physician or clinician review, typically required to legally order lab work in most US states, though the depth of that review varies significantly by company — from a brief sign-off to an actual consultation.
This is a different service model than a traditional lab (like Quest or Labcorp), which processes orders from a treating physician but doesn't typically build a consumer-facing interpretation layer, and different from a wearable device (like Whoop or Oura), which tracks continuous physiological signals (heart rate, HRV, sleep stages) rather than blood biomarkers. Some platforms in this space are beginning to combine both — blood panels plus wearable data — into a single dashboard.
What Actually Varies Between Providers
Because this is a fast-moving, competitive category, specific panel sizes, prices, and included markers change frequently — anything printed here as a fixed number would likely be out of date within months. Instead, here's what's worth comparing directly on each company's own site before choosing one:
- Panel breadth and specific markers included. Do they test fasting insulin and HOMA-IR components (see our fasting insulin guide), a full thyroid panel (see our thyroid panel guide), and sex hormones (see free testosterone and SHBG), or a narrower set?
- Reference ranges used. Some platforms report against "optimal" ranges that are narrower than the standard lab-normal range, which can flag values a conventional doctor would consider unremarkable — useful for some people, alarming or confusing for others without context.
- Clinician involvement. Whether a physician reviews and can act on abnormal results (e.g., order follow-up testing or a prescription) or the service is purely informational.
- Retest cadence and cost model. Subscription vs. one-time panel, and how often retesting is included or discounted — relevant given that most biomarkers are only useful tracked over time, not as a single snapshot.
- Whether it integrates with wearables. Some platforms pair blood biomarkers with continuous data from devices like Whoop or Oura (see our overview of HRV for what that continuous data measures) rather than blood work alone.
How This Differs From a Doctor's Panel
The core tradeoff is breadth and proactivity versus insurance coverage and continuity of care. Direct-to-consumer platforms generally aren't billed through insurance (most are cash-pay), and they aren't a substitute for a primary care relationship — abnormal results still typically need follow-up with a physician who can order additional testing, prescribe treatment, or coordinate specialist referrals. What they add is testing breadth most standard checkups don't include by default, at the cost of paying out of pocket and doing more of the interpretation legwork yourself (even with the platform's own dashboard).
For a broader look at which specific markers are worth prioritizing regardless of which service (or your own doctor) orders them, see our biomarkers overview, which covers the priority markers this site recommends tracking and the testing strategy behind them.
Frequently Asked Questions
Are direct-to-consumer biomarker panels covered by insurance?
Generally no — most of these services are cash-pay, direct-to-consumer products rather than insurance-billed lab orders. Check the specific provider's policy, as this can change, and note that a standard doctor-ordered panel for a documented medical reason is more likely to be covered than a broad proactive/wellness panel.
Do I need a doctor's order to get a biomarker panel from one of these services?
Most US states require a physician to order lab testing. Direct-to-consumer platforms typically handle this internally through an affiliated clinician network rather than requiring you to bring your own doctor's order, but the depth of that clinician's involvement in reviewing your specific results varies by company.
Are wearables like Whoop or Oura the same as biomarker testing?
No. Wearables track continuous physiological signals — heart rate, HRV, sleep stages, skin temperature — using sensors, not blood draws. Blood biomarker testing measures different things (hormones, metabolic markers, inflammation, lipids) that wearables can't directly detect. Some platforms now combine both data types, but they measure fundamentally different information.
What biomarkers should I prioritize if I'm choosing my own panel?
See our biomarkers overview for the priority markers this site recommends — fasting insulin, cortisol, free testosterone with SHBG, and heart rate variability are highlighted as high-value, actionable markers regardless of which lab or service performs the testing.
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